Plastic Surgery Costs

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Cosmetic Surgery Costs

Plastic surgery costs can be pretty high and therefore out of reach for most people unless the look for some financing solutions. The cosmetic surgery costs depends on many different factors, mainly on the location and experience of the surgeon, the type of cosmetic surgery performed, the equipment used and the risk factors that vary from patient to patient.

The costs for plastic surgery can quickly add up to several thousands of Dollars. All these costs have to be fully paid by the patient because there is no standard health insurance that would cover aesthetic surgery by default. A health insurance just pays the costs for a surgery if there is a medical reason for it.

There are several companies that help to finance plastic surgery costs at attractive rates. The first step is to apply for a loan and get approved. Although these companies are specialized to finance cosmetic surgery costs, the basic principles to get a loan are the same as with the bank.

Another factor you must consider is that not all doctors accept financing. Often the companies have agreements with certain doctors only and pay the money to the doctor directly and not to you. A plastic surgeon will also not get the full payment from the company because there is a discount of usually 5-10%. That means if the surgery costs $3,000 for example, then the doctor may only receive $2,700.

Your credit history is important and the next factor which decides if you are approved or not is the size of the loan. Since these kind of loans re unsecured, the interest rates might be higher than you would expect because the financing company has to cover their risks. However, there are sometimes very attractive offers from certain plastic surgeon who offer zero cost financing of certain plastic surgery costs. It pays to look out for such offers.

Here is an overview of common average plastic surgery costs:

Liposuction Costs: $2,000-$11,000
Breast Implants Costs: $5,000-$9,000
Breast Reduction Costs: $5,000-$10,000
Tummy Tuck Costs: $5,000-$9,000
Eyelid Surgery Costs: $1,300-$7,000
Facelift Costs: $6,000-$15,000
Rhinoplasty Costs: $3,000 - $12,000

Before applying for a loan you should have talked with the surgeon of your choice already in order to be fully aware of all the outcomes of your surgery and the possible costs. You should also pay attention to the fact that the surgery might not work out as expected. Complications could make other surgeries necessary, expensive medications and other costs. You shouldn't make the surgery with your last Dollar.

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Information provided is for informational purposes only. Always consult your doctor.
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